Bad Credit Financing

2021 Hyundai Palisade

Shopping for a new or pre-owned car should be a fun and exciting event. But when you have a low credit score or other issues from your financial past plaguing you, it can be an upsetting chore. Fortunately, Seaside residents and those from San Luis Obispo to San Jose and San Francisco know that the best way to secure a vehicle loan and start rebuilding their credit is to visit the finance experts at Premier Hyundai of Seaside.


When you visit us, we will not focus on the negative aspects of your credit challenge. We will work to get you into the safe and reliable vehicle that you need at an interest rate that works for your budget. Our in-house finance team works with customers with poor credit and no credit every day. And they know the lenders who are willing to work with someone who has experienced:

  • A foreclosure
  • Missed payments
  • Issues from writing bad checks
  • Multiple foreclosures
  • Bankruptcy
  • Repossessions

We can even work with clients who are in the process of current delinquencies or have recently experienced a repossession. We know that you need reliable transportation to begin rebuilding your life and your credit. And we offer options that can assist you with a down payment so that you can drive home in your new car today.

The Premier Hyundai of Seaside Inventory

As a full-service dealership, we offer you more than just a fantastic selection of brand new Hyundai vehicles. Our pre-owned inventory includes all makes and models, from gently used Hyundai Sonatas and Tucsons to Hondas, Kias, and more. And we always have a nice selection of Certified Pre-Owned Hyundai cars that include a five-year warranty, Carfax, roadside assistance, and more. The only thing that these cars don’t have is the larger monthly payment that comes with a brand new vehicle.

Getting You Into A New Car

When you have credit issues, getting approved for a loan can feel like a nightmare. But when you work with the finance experts at Premier Hyundai of Seaside, we take the stress and worry out of the process. In fact, you can begin the process from the comfort and privacy of your own home. Just complete our simple and secure online credit application to get the process started. Once we receive the application and review your current financial situation, we will contact you to set up an appointment. This is when we will discuss things like:

  • Your debt-to-income ratio
  • Your current credit score
  • Your financial history
  • The amount of money you would like to borrow
  • Your ability to make a down payment

All of this information will help you determine which of our vehicles will best meet your needs.

Don’t let bad credit add to your stress level when you need a vehicle. Turn to the pros who have been assisting customers just like you for years. If you have any questions, contact our finance team to assist you in rebuilding your good credit.